Lemonade offers the cheapest renters insurance in Houston at $18 per month. It provides good customer service and an easy online experience but doesn't offer flood insurance. Amica, with rates at $21 per month, offers dependable customer service, discounts, and flood insurance. USAA, tailored for military members, has excellent customer service and comprehensive coverage including flood insurance. Renters insurance in Houston is crucial due to common weather-related risks like hurricanes and floods. Lemonade is recommended for most Houston renters due to its affordability and service quality.
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